Welcome to the

DGFS Credit Repair Program

Thanks for taking the first step toward improving your credit! This form helps us get a clear picture of your current credit situation so we can create a personalized game plan tailored to your needs.


Please fill out each section as accurately as possible. Once submitted, you will receive your personalized action plan, next steps, and invoice within 24 hours via email. Let’s get to work on rebuilding your credit and reaching your financial goals!

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Services Overview

Here’s what’s included:

• Unlimited disputes

• Monthly credit analysis & progress reports

• Personalized credit-building gameplan

• 24/7 secure client portal + mobile app access 

• Ongoing support for questions and guidance

 
You’re not paying for disputes; you’re investing in a complete credit rebuilding program designed to help you get RESULTS.

Credit Monitoring Requirement

Credit monitoring is required for us to track and work on your file. This must remain active at all times while in the program. 

SmartCredit monitoring service is priced at $29.95/month. Please sign up via the link below prior to completing this form. 

Credit Packages

Gold Package — $525 (4 Months)

A solid, full-service program designed to clean up inaccurate and outdated negative items while helping rebuild your credit profile. Best for light to moderate credit issues (under 8 negatives).
Includes:

  • Up to 4 rounds of unlimited disputes

  • Full credit analysis & customized game plan

  • Rebuilding options

  • Monthly progress updates

  • Secure client portal + mobile app access

  • Credit education & client support

Ruby Package — $775 (6 Months)

Ideal if you need a longer runway or have more complex items on your reports.
Includes everything in Gold PLUS 2 extra months of service for deeper cleanup and stronger rebuild results. Best for moderate to heavy credit issues (8-15 negatives).

Diamond Package — $1,250 (Expedited 60 Day)

Best for clients with heavier credit reports or need faster attention and results (home or auto purchase, major goal coming up).
Includes:

  • Priority Processing

  • Full credit analysis & customized game plan

  • Faster turnaround time

  • Monthly progress updates

  • Secure client portal + mobile app access

  • Credit education & client support

  • Premium tradeline add on

Add-On Services

(Optional enhancements to boost your results.)

  • 60 Day Tradeline — starting at $350

  • Homebuyer Prep — $100

  • Inquiries Only Clean Up — starting at $75

Pick Your Package

Upfront Payment in Full Required

Client Acknowledgment

The Client acknowledges and agrees to the following:

- Credit building is a process that requires time and patience; specific results cannot be guaranteed.

- D. Gregg Financial $olutions, LLC cannot remove accurate or verifiable information from credit reports.

- The Client must provide all necessary documentation and information within 24 hours of request to ensure timely processing of credit repair efforts.

Term of Agreement

The length of your credit repair program depends on the package you select:

  • Gold Package: 4-month program

  • Ruby Package: 6-month program

  • Diamond Expedited Package: 60-day accelerated program

Add-ons are separate from the core credit repair program and do not change your program’s term length. Add-on fees are due at the time of selection.

Available Add-Ons:

  • Homebuyer Prep Add-On
    Includes mortgage readiness review, DTI breakdown, budgeting guidance, and lender prep.

  • Tradeline Add-On
    60-day tradeline placement + education on maximizing impact.

Your term begins on the date your payment is received. At the end of your program, you may choose to continue services through our Continuation Plan at the applicable monthly rate.

Services will begin within 3 business days after the following items are received:

  1. Payment (50% deposit or payment in full)

  2. SmartCredit login credentials

  3. Required identity documents:

    • Unexpired government-issued photo ID

    • Social Security card or W-2 showing full SSN

    • Utility bill or acceptable proof of address

Dispute Resolution

In the event of a dispute arising from this agreement, both parties agree to attempt resolution through mutual discussion. If no resolution is reached, disputes will be governed and settled under the laws of the state of Texas.

Refund and Cancellation Policy

  • The Client understands and agrees that any payments made for services rendered are final and non-refundable once the program has commenced.

  • The client may cancel this agreement within 3 business days of signing and submitting payment for a full refund, per the Credit Repair Organizations Act (CROA). This can only be done prior to the start of services being rendered.

Signature And Acceptance

By signing this agreement, the Client acknowledges that they have read, understood, and agreed to the terms and conditions of outlined above.

Clear