In this episode of Trade Finance in Ten, we break down the Profit and Loss report in plain English and show trade owners how lenders actually read it. You’ll learn why revenue spikes and dips raise red flags, how job costs and overhead affect real profitability, and why profit on paper doesn’t always mean cash in the bank. We walk through revenue, job costs, gross profit, operating expenses, and net profit, then finish with a simple month-end review routine you can use to run a more stable, profitable trade business.

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