Privacy Policy
And Consent

CarByClick Inc. Privacy Policy and Consent Effective Date: 3/18/2025

1. General Consent I certify that all information provided by me in any credit application, card application, or other documentation given in connection with a transaction is true, accurate, and complete in all respects.

2. Authorization and Consent for the Use of Personal Information I authorize and consent to the collection and use of my personal information by CarByClick Inc. (the "Company") for the purpose of initiating, processing, or executing any transaction requested by me, and all reasonable purposes related thereto, including, but not limited to, the following: (a) For legal, regulatory, audit, risk assessment, processing, and security purposes (including fraud prevention); (b) For purposes permitted by Canadian law or required by Canadian or applicable foreign law; (c) To create aggregated and anonymous information that may be used for the Company's business purposes; (d) To conduct credit and insurance investigations concerning me from time to time in connection with CarByClick Inc. and all affiliated companies; (e) To exchange my personal information with any credit reporting agency, credit bureau, automobile or other asset insurer, or aggregator of information for such insurer and/or financier in connection with considering or proceeding with a transaction; (f) To share my personal information (including my mobile phone number and personal email address) with certain Service Providers (including my mobile phone number and/or my mobile service provider) for the purposes of verifying my identity in connection with considering or proceeding with a transaction; (g) For the purposes described in Dealertrack’s privacy notice as updated from time to time (the “Privacy Notice”).

The up-to-date version of the Privacy Notice is accessible at http://www.dealertrack.ca. I acknowledge that changes to the Privacy Notice may be made from time to time, and it is my responsibility to review the Privacy Notice periodically to remain up-to-date with any such changes.

3. Access and Correction of Personal Information I acknowledge that by sending an email to [email protected], I may: (1) review and update any personal information retained by Dealertrack; and (2) opt out of uses of my personal information, provided that I recognize that any such opt-out may prevent completion of the transaction or of otherwise-provided services.

4. Marketing Offers I consent to Carbyclick disclosing my personal information to Trader Corporation dba Dealertrack and other third parties such as credit institutions and insurance brokers so those third parties can provide me with information about their financial products or services that may be of interest to me (“Third Party Offers”). I understand and agree that once personal information is disclosed to such third parties, it will be governed by their privacy policies. I also understand and agree that Carbyclick and Trader Corporation dba Dealertrack have no control over, or responsibility for, the Third Party Offers or any loss that I may suffer because of my use of such Third Party Offers. Please refer to the Carbyclick and Trader Corporation dba Dealertrack Privacy Policy for further information. Yes, I would like to receive news, updates, promotions, and offers from Trader Corporation dba Dealertrack and any other Trader Corporation companies, as well as CarByClick Inc., all affiliated companies, and all third-party companies, about promotional products and financial products or services that may be of interest to me. I understand that I can withdraw consent to any or all of these parties at any time.

5. Automated Decision-Making (Auto-Decisioning) I understand that financing sources may use automated technology tools when considering a transaction, including tools that process my personal information to allow the financing source to make a decision about me in real time. I acknowledge that I do not have the opportunity to modify or correct my personal information used in these automated systems. I understand that I may request additional information about such automated processes at any time by contacting the financing source.

6. Security of Personal Information The Company employs reasonable security measures to protect the personal information it collects. This includes, but is not limited to, encryption technology, firewalls, secure storage, and access control procedures. While the Company strives to protect the personal information of its users, please be aware that no method of data transmission over the internet or method of electronic storage is 100% secure.

7. Sharing of Personal Information with Third Parties The Company may share my personal information with service providers, affiliates, and third parties to complete the transaction, facilitate financing, verify my identity, or provide other necessary services related to my transaction. I acknowledge that once my personal information is shared with such third parties, it will be governed by their privacy policies. The Company is not responsible for the privacy practices of these third parties.

8. Notification of Privacy Policy Updates The Company reserves the right to update this privacy policy from time to time. When this policy is updated, we will post the revised version with an updated effective date. It is your responsibility to review this policy periodically to stay informed about any changes. By continuing to use our services, you acknowledge and accept the updated privacy policy.

9. Contact Information If you have any questions or concerns regarding this privacy policy, please contact us at: CarByClick Inc. Email: [email protected] Phone: 604 800 3290 Website: www.carbyclick.com