The Worthy Wealth Checklist™

A 5-minute clarity check to see if your money is supporting your life — or silently working against you.

Most people work hard. Many earn good money. Yet peace, confidence, and clarity still feel out of reach.

This checklist helps you see what’s missing — without shame, pressure, or confusion.

First Name *

Last Name *

Phone *

Email *

Check ✅ the options that best match your current situation.

✅ WAKE —Awareness

I know my true monthly income (after taxes, not estimated)

I know exactly where my money goes

I have an emergency fund (3–6 months)

I could handle a $1,000 emergency without debt

Money stress does not dominate my daily decisions

Reality Check:

Most financial stress comes from lack of awareness — not lack of income.

✅ WIRE — Protection & Systems *

I have life insurance

My coverage amount is intentional and reviewed

My beneficiaries are updated

If something happened to me, my family would be protected

Type of Term Insurance you have

Term

Permanent

Both

What is your employer plan (401k / benefits)

Match

Vesting

Tax Implication later

Reality Check:

401(k)s are tax-deferred, not tax-free. Future tax rates matter more than most people realize.

✅ WORK — Growth & Strategy *

I invest outside of my employer plan

My savings has a clear assignment

I understand compound growth (and use it)

My money is diversified

I know if I’m early, on time, or late to wealth building

Reality Check:

Waiting 10 years to invest can cost hundreds of thousands in lost growth.

✅ WIN — Legacy & Confidence *

All major accounts have beneficiaries

I understand the difference between income and ownership

I have basic estate awareness

My money aligns with my values and faith

I feel confident making financial decisions

Reality Check:

Most wealth is lost by the second generation — not because of money, but because of missing structure.

Your Worthy Wealth Checklist Score is :

What Does Your Score Mean?

(00–39)- You’re not broken — you’re missing a roadmap.

(40–69)- You’re closer than you think.

(70–100)- You’re ready for next-level strategy.

The Worthy Wealth Checklist™

Check ✅ the options that best match your current situation.

Reality Check:

Reality Check:

Reality Check:

Reality Check:

What Does Your Score Mean?

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🔁 What This Checklist Is Designed to Do

✔ Reveal blind spots

✔ Create clarity

✔ Start the right conversation

✔ Prepare you for aligned next steps

This checklist is step one — not the finish line.

Ready to raise your Worthy Wealth score in 90 days? Book a clarity session.