If homeownership is your goal, complete this application to see if you meet the basic mortgage qualifications before enrolling in our credit restoration program at the special campaign rate of $49.

Personal Information:

Email *

City *

State *

Homeownership Timeline

How soon are you planning to purchase a home? *

3–6 months

6–12 months

12–24 months

Have you spoken with a loan officer before? *

Yes

No

Credit Information

Have you had any late payments within the last 12 months? *

Yes

No

Do you currently have any active credit disputes? *

Yes

No

Are your credit card balances currently below 30% of the available limits? *

Yes

No

Income Information

What type of income do you receive? *

W-2 Employment

Self-Employment

Both

Have you maintained at least a 2-year work history in the same field? *

Yes

No

What is your approximate monthly household income before taxes? *

Under $2,500

$2,500–$4,999

$5,000–$7,499

$7,500+

Do you currently have funds available for a down payment and/or closing costs? *

Yes

No

Working on it

Committment

If approved for this campaign, are you prepared to provide the required documentation and actively participate in the homeownership preparation process? *

Yes

No

This campaign reduces the standard $349 credit startup fee to $49 for qualified applicants. After the first 30 days, the monthly credit program investment is $158.99 until completion of the credit improvement process. Do you understand and agree to these terms? *

Yes

No