FiLi MASTER FINANCIAL WELLNESS ASSESSMENT

Build Your Financial Foundation with Confidence

The FiLi Financial Wellness Assessment is designed to evaluate your financial wellness across the 10 Pillars of Financial Literacy. The assessment measures your current knowledge, habits, systems, and implementation to help identify strengths, opportunities, and areas for improvement.

There are no right or wrong answers. The goal is to create an accurate picture of your current financial position so that you can make informed decisions about your future growth.

Estimated Time: 10–15 Minutes

What Happens Next?

Step 1: Complete the Assessment

Answer each question based on your current situation.

Step 2: Receive Your Financial Wellness Scores

Your responses will be used to calculate scores across the 10 Pillars of FiLi.

Step 3: Review Your Results

Your results will identify strengths, opportunities, and priority areas for improvement.

Step 4: Membership Placement

Based on your scores, you may qualify for one of the following membership levels:
-

Foundation Member

Focus on education and financial fundamentals

Builder Member

Focus on implementation and system development

Optimizer Member

Focus on growth and optimization

Step 5: Create Your FiLi Success Plan

A personalized success plan will be developed to help guide your next steps through the FiLi Framework.

Important Notice

The FiLi Financial Wellness Assessment is intended for educational and informational purposes only. FiLi Consultants do not provide legal, tax, accounting, investment, or financial advisory services. Recommendations involving specialized financial matters should be discussed with appropriately licensed professionals.
(Seeking Professional Advice Please Ask Your Consultant)

LET's GET STARTED!!!

First Name

Last Name

Phone *

Email *

PILLAR #1 : INCOME ASSESSMENT

1. Do you understand the difference between earned, business, and investment income?

2. Do you have a written income growth plan?

3. Do you currently have more than one source of income?

4. Do you track your income monthly?

5. Could your finances withstand the loss of your primary income source?

6. Have you pursued professional development, certifications, or skills training within the last 12 months?

7. Do you know your target annual income goal for the next 3–5 years?

PILLAR #2 : BANKING & FINANICAL LITERACY

1. Do you understand basic banking products and cash flow management?

2. Do you have a structured banking system with designated accounts?

3. Do you maintain active checking and savings accounts?

4. Do you regularly review spending and account activity?

5. Do you maintain an emergency fund?

6. Do you utilize automatic savings and direct deposit systems?

7. Do you understand how banking supports long-term financial goals?

PILLAR #3 : CREDIT & DEBT ASSESSMENT

1. Do you understand how credit scores and debt impact your financial life?

2. Do you have a written debt reduction or credit improvement plan?

3. Implementation

4. Do you consistently make payments on time?

5. Do you understand your utilization ratio and debt-to-income ratio?

6. Are you actively using strategies to improve your credit profile?

7. Do you understand how credit impacts future borrowing opportunities?

PILLAR #4 : LIFE INSURANCE ASSESSMENT

1. Do you understand the purpose of life insurance?

2. Have you designated and reviewed beneficiaries?

3. Do you currently have life insurance coverage?

4. Have you reviewed your coverage within the last 12 months?

5. Would your family be financially protected if your income stopped tomorrow?

6. Do you have a life insurance strategy aligned with your financial goals?

7. Do you understand how life insurance supports estate planning and wealth preservation?

PILLAR #5 : REAL ESTATE ASSESSMENT

1. Do you understand the benefits and responsibilities of real estate ownership?

2. Do you have a written real estate goal?

3. Do you currently own real estate or have an acquisition plan?

4. Do you review your real estate goals regularly?

5. Do you understand the risks associated with financing and ownership?

6. Do you understand how to leverage real estate within a financial strategy?

7. Do you understand how real estate contributes to long-term wealth building?

PILLAR #6 : INVESTING ASSESSMENT

1. Do you understand long-term investing fundamentals?

2. Do you have a written investment goal?

3. Do you currently own investments or investment accounts?

4. Do you contribute to investments regularly?

5. Do you understand diversification and risk tolerance?

6. Do you have an investment strategy aligned with your goals?

7. Do you understand how investing supports retirement and wealth preservation?

PILLAR #7 : TRADING ASSESSMENT

1. Do you understand the difference between trading and investing?

2. Do you have a written trading plan?

3. Do you actively participate in trading activities?

4. Do you regularly review your trading performance?

5. Do you use risk management techniques?

6. Do you have defined entry, exit, and risk rules?

7. Do you understand how trading fits into your overall financial plan?

PILLAR #8 : RETIREMENT ASSESSMENT

1. Do you understand retirement planning concepts?

2. Do you have a written retirement goal?

3. Do you contribute to retirement accounts?

4. Do you contribute consistently?

5. Do you understand retirement risks such as inflation and longevity?

6. Do you have a retirement strategy aligned with your lifestyle goals?

7. Do you understand how retirement planning integrates with other financial pillars?

PILLAR #9 : TAX ASSESSMENT

1. Do you understand basic tax concepts?

2. Do you maintain organized tax records?

3. Do you file taxes accurately and on time?

4. Do you review your tax situation annually?

5. Do you understand tax penalties and compliance risks?

6. Do you have a tax strategy aligned with your goals?

7. Do you understand how taxes affect investing, retirement, and real estate?

PILLAR #10 : ESTATE PLANNING ASSESSMENT

1. Do you understand the purpose of estate planning?

2. Do you maintain an inventory of assets and important documents?

3. Do you have estate planning documents in place?

4. Do you review your estate plan periodically?

5. Do you understand the risks of not having an estate plan?

6. Have you coordinated with estate planning professionals?

7. Do you understand how estate planning supports generational wealth transfer?

ASSESSMENT COMPLETE!!!

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