You're putting everything into this business. Your time, your money, your name. You're out there early, staying late, building something that's yours. But somewhere between chasing jobs and paying bills, insurance got pushed to "I'll figure it out later."

Here's the thing. Later usually shows up as a claim. A water damage call. Tools stolen out of the van. An employee injury. And that's when you find out what's actually covered. This episode isn't insurance advice. It's a starting point. We walk through common coverage types contractors often use and the kinds of questions worth asking a licensed agent who understands the trades.

You don't have to be an expert. You just need to know enough to have a better conversation with someone who is.

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