Let's Get A Deeper Understanding

Why? Because this information helps us to help you faster, & it'll only take a minute or so...

Your Details

First Name *

Last Name *

Mobile *

Email *

Where You Live

Street Address *

City *

State *

Country *

Country

Afghanistan
Albania
Algeria
American Samoa
Andorra
Angola
Anguilla
Antarctica
Antigua and Barbuda
Argentina
Armenia
Aruba
Australia
Austria
Azerbaijan
Bahamas
Bahrain
Bangladesh
Barbados
Belarus
Belgium
Belize
Benin
Bermuda
Bhutan
Bolivia
Bosnia and Herzegovina
Botswana
Bouvet Island
Brazil
British Indian Ocean Territory
Brunei Darussalam
Bulgaria
Burkina Faso
Burundi
Cambodia
Cameroon
Canada
Cape Verde
Cayman Islands
Central African Republic
Chad
Chile
China
Christmas Island
Cocos (Keeling) Islands
Colombia
Comoros
Congo
Congo, The Democratic Republic of the
Cook Islands
Costa Rica
Cote D"Ivoire
Croatia
Cuba
Cyprus
Czech Republic
Denmark
Djibouti
Dominica
Dominican Republic
Ecuador
Egypt
El Salvador
Equatorial Guinea
Eritrea
Estonia
Ethiopia
Falkland Islands (Malvinas)
Faroe Islands
Fiji
Finland
France
French Guiana
French Polynesia
French Southern Territories
Gabon
Gambia
Georgia
Germany
Ghana
Gibraltar
Greece
Greenland
Grenada
Guadeloupe
Guam
Guatemala
Guernsey
Guinea
Guinea-Bissau
Guyana
Haiti
Heard Island and McDonald Islands
Holy See (Vatican City State)
Honduras
Hong Kong
Hungary
Iceland
India
Indonesia
Iran, Islamic Republic Of
Iraq
Ireland
Isle of Man
Israel
Italy
Jamaica
Japan
Jersey
Jordan
Kazakhstan
Kenya
Kiribati
Korea People's Democratic Republic
Republic of Korea
Kuwait
Kyrgyzstan
Land Islands
Lao People's Democratic Republic
Latvia
Lebanon
Lesotho
Liberia
Libyan Arab Jamahiriya
Liechtenstein
Lithuania
Luxembourg
Macao
North Macedonia
Madagascar
Malawi
Malaysia
Maldives
Mali
Malta
Marshall Islands
Martinique
Mauritania
Mauritius
Mayotte
Mexico
Federated States of Micronesia
Moldova, Republic of
Monaco
Mongolia
Montenegro
Montserrat
Morocco
Mozambique
Myanmar
Namibia
Nauru
Nepal
Netherlands
New Caledonia
New Zealand
Nicaragua
Niger
Nigeria
Niue
Norfolk Island
Northern Mariana Islands
Norway
Oman
Pakistan
Palau
Palestinian Territory, Occupied
Panama
Papua New Guinea
Paraguay
Peru
Philippines
Pitcairn
Poland
Portugal
Puerto Rico
Qatar
Reunion
Romania
Russian Federation
Rwanda
Saint Helena
Saint Kitts and Nevis
Saint Lucia
Saint Pierre and Miquelon
Saint Vincent and the Grenadines
Samoa
San Marino
Sao Tome and Principe
Saudi Arabia
Senegal
Serbia
Seychelles
Sierra Leone
Singapore
Slovakia
Slovenia
Solomon Islands
Somalia
South Africa
South Georgia and the South Sandwich Islands
Spain
Sri Lanka
Sudan
Suriname
Svalbard and Jan Mayen
Eswatini
Sweden
Switzerland
Syrian Arab Republic
Taiwan
Tajikistan
Tanzania, United Republic of
Thailand
Timor-Leste
Togo
Tokelau
Tonga
Trinidad and Tobago
Tunisia
Turkey
Turkmenistan
Turks and Caicos Islands
Tuvalu
Uganda
UK
Ukraine
United Arab Emirates
United States
United States Minor Outlying Islands
Uruguay
Uzbekistan
Vanuatu
Venezuela
Vietnam
Virgin Islands, British
Virgin Islands, U.S.
Wallis and Futuna
Western Sahara
Yemen
Zambia
Zimbabwe
No elements found. Consider changing the search query.
List is empty.

Postal code *

Basic Assets & Liabilities

Annual Household Income *

Total Cash & Savings Available *

Existing Property Market Value *

Existing Mortgage Debt *

Combined Credit Card Limits *

Combined Credit Card Debt *

Other Debts Owed *

Credit Available On Cards

Home Equity Available

Your Credit Score

Is Bad Credit Stopping You Getting The Finance / Credit You Want? *

Yes, it’s stopping me getting a home loan
Yes, It’s stopping me getting other finance
Yes, I have bad credit but I don't need any finance in the near future
No, I don’t have bad credit
No elements found. Consider changing the search query.
List is empty.

Have You Actually Seen Bad Credit On Your Credit File In The Last 3 Months *

Yes, I've Seen It On Both Equifax & Illion
Yes, I've Seen It On Either Equifax Or Illion
No, But My Broker/Lender Said I Have Bad Credit
No, But I'm Pretty Sure It's Bad
No elements found. Consider changing the search query.
List is empty.

What Type Of Finance Are You After? (Be as specific as possible) *

Mortgage - New
Mortgage - Refi
Business Loan
Other - Please add details below
I'm not looking for finance in the foreseeable future
No elements found. Consider changing the search query.
List is empty.

If 'Mortgage New' - Have You Saved A Deposit Yet? *

Yes
No
Other
Not Applicable
No elements found. Consider changing the search query.
List is empty.

If You've Started Saving A Deposit, How Much Have You Saved *

Answer This Question If You Chose 'Other' Finance Type Above?

Finance Amount [Bracket] *

More Than $1m
$500k to $1m
$250k to $499k
$75k to $249k
Less than $75k
No elements found. Consider changing the search query.
List is empty.

Finance Amount *

Have You Ever Used A Credit Repairer Before *

Yes (list Below)
No
No elements found. Consider changing the search query.
List is empty.

List the credit repairer(s) you have used or are using now *

Is there a Part IX or Bankruptcy on your credit file *

Yes
No
Unsure
No elements found. Consider changing the search query.
List is empty.

How Soon Do You Need To Get The Finance *

Within 6 Months
6 Months To 1 Year
Greater Than 1 Year
I Don't Need Finance
No elements found. Consider changing the search query.
List is empty.

URGENCY - Timeframes (for finance or non finance) *

How Are Your Finances These Days *

Fantastic, I've always done well, this bad credit is a surprise to me
Fantastic now, but I had issues in the past
Good, I'm back on track, and fixing my credit is the next step
Still a bit crap, but I'm getting things sorted
Not good, I am in over my head but looking for a way out
I have no money, I have no job, I'm in a bad way
No elements found. Consider changing the search query.
List is empty.

Do You Have A Partner? *

Yes - but not involved in this transaction
Yes - involved in this transaction
No
No elements found. Consider changing the search query.
List is empty.

Tell Us As Much As You Can About Your Situation *

Qual Section Score

Answer Below If You Have A Partner

How Do You Usually Make Big Purchase Decisions?

I Make Big Decisions Without Needing My Partner's involvement
It Depends How Much Money Is Involved
We Usually Discuss Most Decisions
I Discuss Every Financial Decision With My Partner Before Making A Decision
No elements found. Consider changing the search query.
List is empty.

Does Your Partner Have A Perfect Credit Score? (Above 850)

No
Yes
I Don't Know
No elements found. Consider changing the search query.
List is empty.

Can Your Partner Join You In The Zoom Consultation (even if it's from a different location)

Yes, Absolutely
No, I Make My Own Decisions
No elements found. Consider changing the search query.
List is empty.

If You Qualify, Can You Book An Appointment Right Now That Will Suit Both Of You?

Yes, My Partner Is With Me
Yes, I know My Partner's Availability
No, I'll Have To Check With Them Later
No elements found. Consider changing the search query.
List is empty.

Your Partner's Name (So We Can Create A Profile For Them)

Your Partner's Mobile (To Add To Their Profile)

Your Partner's Email Address

Partner Section Score

Upload Your Credit Files (If You Have Them)

Upload Your Equifax Credit File

Upload Your Equifax Credit File If You Have It

Equifax

Upload Your Individual Illion Credit File

Upload Your Individual Illion Credit File If You Have It

Illion

Upload Your Individual Experian Credit File

Upload Your Individual Experian Credit File If You have It

Experian

Upload one or more credit files if you have them. It's okay if you don't because we can get them for you from just $49.50 each.

I agree that the information I have provided is true and correct to the best of my knowledge. I further agree that because the information provided above is being relied upon, that if MyCRA Lawyers discover the information is not true, that I may be billed up to $139.

Captcha

Overall Qual Score

If the button won't submit, go back and
look for a question not answered

We never share your information with anyone (e.g. your creditors etc.) without your permission.