Dear Client,
Thank you for contacting Rapid Tax Professionals to help improve your credit rating. We understand that the process of working to improve your credit can be confusing and difficult at times. Given the complexity of correcting inaccurate information on credit reports, we can not gurantee results. However, many clients see a significant progress within a few months.
How to get started:
Step One: Client Intake Form
Our client intake form helps us to determine if our credit repair services are the right fit for you.
Step Two: Credit Mointoring
Credit mointoring is required through Privacy Guard throughout the contract for services. Once you sign up, we will pull your credit reports from the credit buerurs. (Equifax, Experian and Transunion)
Step Three: Comprehensive Credit Review
Our Team will conduct an in-depth anazlsis of your credit reports to identify any inaccuracies.
Step Four: Dispute Inaccuracies
We will then intiate disputes with the credit bureaus, creditors, and collection agencies to challenge any inaccurate, misleading, or unverifiiable information. This process can take 30-45 days.
Step Five: Review Updates and Follow-Up
When updated reports are received, we will review them for changes to disputed items. If information is returned as verified without any changes, we will reach out to the information providers to seek further resolution.
Step Six: Ongoing Education
Once your credit profile has improved, it is essential to continue ongoing education. Here's why it matters:
Credit repair addresses past issues, but developing lasting habits such as paying bills on time, keeping utilization low, and avoiding uncessary debt helps to build stronger financial habits.