Last Updated: 07/26/2025
Privacy Policy – JCUniversity Credit Repair Services
At JCUniversity, we value your privacy. This Privacy Policy explains how we collect, use, and protect your personal information when you use our website or credit repair services.
Personal Information
We may collect the following details when you interact with our company:
Full name
Phone number
Email address
Mailing address
Social Security Number (for credit report access and disputes)
Date of birth
Credit-related documents and financial information
Payment and billing information
Automatically Collected Information
When you visit our website, we may collect:
IP address
Browser type
Pages visited
Time spent on the site
Referral source
We use your information to:
Analyze your credit reports and identify items eligible for dispute
Communicate with credit bureaus and creditors on your behalf
Provide customer support and updates about your account
Improve our products, services, and user experience
Send you progress reports, alerts, and relevant educational materials
With your consent, send marketing or promotional communications
We do not sell or rent your personal information. We may share your data with trusted third-party providers such as:
Secure credit report vendors
Payment processors
CRM platforms
Client support systems
These third parties are contractually obligated to protect your data and use it only for business-related functions.
Text Messaging Disclosure:
All categories exclude text messaging originator opt-in data and consent. This information will not be shared with any third parties, excluding aggregators and providers of our text messaging services.
We do not share mobile information for promotional or marketing purposes. Information may only be shared with subcontractors involved in service delivery (e.g., client support).
We use industry-standard data encryption and security protocols to protect your personal information. Access to your data is restricted to authorized personnel only.
We retain your data only as long as needed to fulfill our services and comply with applicable laws. Once no longer needed, your data is securely deleted or anonymized.
You have the right to:
Request access to or correction of your personal data
Opt out of receiving marketing communications at any time
Request deletion of your data (subject to legal obligations)
To exercise any of these rights, please contact us directly.
Our website may use cookies to enhance your experience. You may choose to disable cookies via your browser settings, though this may impact functionality.
We may update this policy occasionally. Changes will be posted to our website, and we encourage you to review the policy periodically.
For questions, concerns, or data requests, please contact us:
Email: [email protected]
Phone: +1 816-477-1463
You can opt out of receiving SMS messages from us by replying "STOP" to any message. You’ll receive a confirmation, and no further texts will be sent. For help, reply "HELP" or contact us directly.