Last Updated: 07/26/2025
Privacy Policy – JCUniversity Credit Repair Services

At JCUniversity, we value your privacy. This Privacy Policy explains how we collect, use, and protect your personal information when you use our website or credit repair services.


1. Information We Collect

Personal Information
We may collect the following details when you interact with our company:

  • Full name

  • Phone number

  • Email address

  • Mailing address

  • Social Security Number (for credit report access and disputes)

  • Date of birth

  • Credit-related documents and financial information

  • Payment and billing information

Automatically Collected Information
When you visit our website, we may collect:

  • IP address

  • Browser type

  • Pages visited

  • Time spent on the site

  • Referral source


2. How We Use Your Information

We use your information to:

  • Analyze your credit reports and identify items eligible for dispute

  • Communicate with credit bureaus and creditors on your behalf

  • Provide customer support and updates about your account

  • Improve our products, services, and user experience

  • Send you progress reports, alerts, and relevant educational materials

  • With your consent, send marketing or promotional communications


3. Sharing Your Information

We do not sell or rent your personal information. We may share your data with trusted third-party providers such as:

  • Secure credit report vendors

  • Payment processors

  • CRM platforms

  • Client support systems

These third parties are contractually obligated to protect your data and use it only for business-related functions.

Text Messaging Disclosure:
All categories exclude text messaging originator opt-in data and consent. This information will not be shared with any third parties, excluding aggregators and providers of our text messaging services.

We do not share mobile information for promotional or marketing purposes. Information may only be shared with subcontractors involved in service delivery (e.g., client support).


4. Data Security

We use industry-standard data encryption and security protocols to protect your personal information. Access to your data is restricted to authorized personnel only.

We retain your data only as long as needed to fulfill our services and comply with applicable laws. Once no longer needed, your data is securely deleted or anonymized.


5. Your Choices

You have the right to:

  • Request access to or correction of your personal data

  • Opt out of receiving marketing communications at any time

  • Request deletion of your data (subject to legal obligations)

To exercise any of these rights, please contact us directly.


6. Cookies

Our website may use cookies to enhance your experience. You may choose to disable cookies via your browser settings, though this may impact functionality.


7. Changes to This Policy

We may update this policy occasionally. Changes will be posted to our website, and we encourage you to review the policy periodically.


8. Contact Us

For questions, concerns, or data requests, please contact us:

Email: [email protected]
Phone: +1 816-477-1463


9. Opt-Out Procedures

You can opt out of receiving SMS messages from us by replying "STOP" to any message. You’ll receive a confirmation, and no further texts will be sent. For help, reply "HELP" or contact us directly.