I/We Hereby apply for the loan or credit described in this application business. I/We certify that I/We certify made no misrepresentation in this loan application or any related documents, that all information is true and complete, and that I/we did not omit any important information.I/We agree that any property securing the loan or credit will not be used for any illegal or restricted purpose. Lender is authorized to verify with other parties and to make any investigation of my/our credit, either directly or through any agency employed by the lender for that purpose. Lender may disclose to any other interested parties information as to lender's experiences or transactions with my/our account. I/We understand and agree that Lender may obtain, use and share my state and federal tax return infortmation for purposes of: 1) reviewing and responding to this loan application; 2) originating the loan; 3) servicing the loan; and 4) selling or transferring all or a part of the loan or any interest in it. 1/We understand that the lender will retain this application and any other credit information lender recieves, even if no loan or credit is granted. These representations, tax return information consent, and authorizations extend not only to lender, but also to Third Parties, including loan servicers, any insurer of the loan, marketing companies, and to any investor to whom lender may sell any or any part of the loan, as well as to the affiliates, agents, and any successors and assigns of lender and third parties. I/We further authorize Lender to provide any such insurer or investor any information and documentation that they may request with request with respect to my/our application, credit or loan