Client Agreement Form

This Credit Repair Service Agreement ("Agreement") is made effective as of {Date}, by and between (Collective Consulting Group), a company organized and existing under the laws of the State of (State of establishment) , with a principal place of business therein ("Company"), and {Client Full Name}, residing at {Client Address} ("Client"). Collectively, both parties are referred to as the “Parties.”

The Client hereby engages the Company to perform credit repair consulting services including, but not limited to, reviewing the Client’s credit reports, identifying and disputing inaccurate, outdated, or unverifiable negative items, corresponding with credit bureaus and creditors, and offering guidance and education to support credit improvement. The Company agrees to deliver such services professionally and in accordance with applicable federal and state laws, particularly the Fair Credit Reporting Act (FCRA).

The Company offers a 90-day results guarantee: If no changes, deletions, or updates are made to the Client’s credit reports within 90 days from the Effective Date, the Client will be issued a full refund of all payments made during that period. This guarantee is contingent on the Client’s cooperation, timely submission of necessary documents, and not engaging in other credit repair efforts during this Agreement term.

The Client agrees to compensate the Company with a one-time setup fee of $[500]. The Client understands that these fees cover the effort and services provided, not a guaranteed credit score increase. However, the Company’s 90-day no-results refund policy serves as assurance of the Company’s commitment to achieving tangible credit report changes.

This Agreement remains in effect for 180 days and may be renewed by mutual written agreement. The Client agrees not to bypass the Company or directly contact any service providers or affiliates recommended by the Company for the purpose of avoiding payment of fees. The Company is not a credit counseling agency, law firm, or lender and makes no guarantees regarding loan approvals or interest rate changes as a result of improved credit.

The Company shall not be held liable for any incidental, indirect, or consequential damages related to its services, and shall not be responsible for the actions or decisions of credit bureaus, creditors, or financial institutions. All disputes arising under or in connection with this Agreement shall be resolved through binding arbitration in the State of Wisconsin, pursuant to the rules of the American Arbitration Association (AAA). Each party shall bear its own legal costs unless otherwise decided by the arbitrator. The prevailing party in any dispute or arbitration shall be entitled to recover reasonable attorney fees and costs.

This Agreement shall be governed by the laws of the State of Wisconsin. If any provision herein is deemed unenforceable, the remaining provisions shall continue in full force and effect. This document represents the full and complete understanding between the Parties and supersedes all prior agreements, written or verbal. This Agreement may only be modified in writing signed by both Parties.

We do charge a 10% consulting fee that will be compensated with funding

We don't guarantee anything from, approvals, interest rates, credit limits etc.

Initial *

Clear

First Name *

Last Name *

Date of birth

Phone *

Email *

Social Security Number *

Street Address *

City *

State *

Zip Code *

Drivers License / ID *

Drivers License / ID

PDF, DOC/DOCX, XLS/CSV, JPG/JPEG, PNG, GIF

Proof of Address *

Proof of Address

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Social Security / W2 *

Social Security / W2

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By checking this box, I consent to receive transactional messages related to services I have requested. These messages may include appointment reminders, order confirmations, and account notifications among others.