As set out in this agreement, all sales are final at Sapneil Tutoring Inc. after the payment has been processed. It is prohibited to issue a refund after a program or any purchase has been made whether lost, stolen, or damaged. No refund on discounted items/purchases. All fees associated with your purchase are made aware of before processing and can also be found on your designated copy of the invoice. The student can not stop payment on any tutoring program, once the agreement is signed and the schedule is complete the parent/student/guardian is obligated to follow the program. If the parent/student decides to not attend the classes/tutoring sessions they are still responsible for the full-nonrefundable amount of the program. If payments are not made, then the Owner of Sapneil Tutoring Inc. holds the full right to revert the cost of the program to the full amount if not paid in full without any applicable discounts.