• Acceptance
  Application Terms: Please carefully read these Application Terms and our Terms of Use and Privacy Statement before choosing "Submit Application" (NOTE: 'Terms of Use and Privacy Statement' opens a modal)

  Application Terms. I understand this is an application for business credit or leasing ("Application"). By submitting this Application, I hereby authorize, represent, warrant and agree as follows to:

  (1) iDRY, LLC, and their affiliates, officers, employees, directors and agents (collectively, "iDRY" "we," "us," or "our"); and

  (2) Third party funding sources or assignees of iDRY who may consider extending credit or leasing to my company or investing in my company’s credit or lease, such as (a) third party funding sources or assignees of iDRY that may purchase my company’s credit or lease from iDRY, (b) third party funding sources to whom iDRY may refer this Application and my company’s request for credit or leasing, or (c) third party funding sources in which iDRY or an affiliate of iDRY may invest who may consider extending credit or leasing to my company (collectively, "Permitted Parties").

  (a) The information in this Application is true, correct and complete, and I will immediately notify iDRY in writing of any material change in any information; (b) this Application is submitted solely for business or commercial credit or leasing and not for personal, family or household purposes; (c) I am a citizen or lawful permanent resident of the United States; (d) this Application will apply to any future request for additional leasing and/or credit and renewals, and all notices, disclosures, authorizations, representations, warranties and agreements shall be deemed repeated for each future request, unless I submit a new application; (e) I acknowledge that based upon the contents of this Application, any other information submitted or obtained in connection with this Application and applicable underwriting criteria, iDRY or any Permitted Party may elect to either grant or decline to extend credit or leasing to my company; (f) I acknowledge and understand that, if my company’s Application is approved and iDRY extends credit or leasing to my company, during the term of my company’s credit or lease iDRY may sell or assign all or part of such credit or lease to a Permitted Party, and in such event, iDRY may share this Application information and any other information submitted or obtained in connection with the extension of such credit or lease with such Permitted Party; (g) I have read, understand and agree to the Terms of Use and Privacy Statement accessed at the link below; (h) I agree that this Application is an electronic record using my electronic signature and is binding on me; and (i) I consent and agree to receive updates from iDRY and/or the Permitted Parties regarding this Application via the telephone or fax numbers or email address provided in connection with this or any future Application, and if I have provided a mobile device number, I expressly agree to receive communications concerning this Application and request for credit or leasing at that number from iDRY and the Permitted Parties.

  Information contained in this Application may have been obtained and entered by the vendor at the request of and on behalf of the applicant(s) identified in this Application. If so, by submitting this Application the vendor represents and warrants to iDRY that: (1) the applicant has requested business credit or leasing; (2) the applicant, the principal(s) and any guarantor(s) have authorized iDRY to obtain consumer reports on the principal(s) and any guarantor(s), investigate references and make other credit inquiries about the principal(s), any guarantor(s) and/or the applicant; (3) that the vendor has received this information from the applicant, the principal(s) and any guarantor(s) directly; (4) the vendor is authorized by the applicant, the principal(s) and any guarantor(s) to provide this information to iDRY; (5) the vendor has made the applicant, the principal(s) and any guarantor(s) aware of this Application’s terms and conditions; and (6) all information provided by the vendor is true, correct and complete.

  EQUAL CREDIT OPPORTUNITY ACT NOTICE.

  The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this creditor is the Bureau of Consumer Financial Protection, 1700 G Street NW, Washington DC 20006.

  If your Application is denied, you have the right to a written statement of the specific reasons for the denial. To obtain the statement, please contact Credit Department c/o iDRY, LLC, P.O. 29 Pitman Rd Ste 3 Barre VT 05641, telephone number (800) 406-1887 x3 within 60 days from the date we notify you of our decision. We will send you a written statement of the reasons for the denial within 30 days of receiving your request for the statement.

• IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

  To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person or entity opening an account or establishing a credit relationship with the financial institution, and key individuals who own or control a legal entity (i.e., the beneficial owners). Requiring these disclosures helps law enforcement investigate and prosecute these crimes. This requirement applies to First-Citizens Bank & Trust Company.

  What this means for you: If you are an individual, when you open an account or apply for credit, we will ask for your name, address, date of birth, social security number (SSN is used for identification purposes only, unless authorizing personal credit review for a guaranty), and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents. If you are a business or entity, we will ask for information about your entity, including its tax identification number, address, and documents evidencing legal incorporation, formation or existence. We may also request information about your owners, directors and executive officers, and guarantors.

authorize iDRY, LLC and the Permitted Parties, as part of this Application or related to this Application, to obtain consumer reports on me, investigate references and make other credit inquiries about me and/or my company, and anyone so contacted may release information to iDRY, LLC and the Permitted Parties; (b) if I have filed this Application in the name of a corporation, limited liability company, partnership or other form of business organization, I repeat the authorizations contained in this Application with respect to me individually; and (c) I have read, agree to and confirm all of the representations, warranties, terms and conditions of this Application.