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Optional: By checking this box, I agree that Loan Factory, Inc. (NMLS #320841) and its loan officer Jerry Kindig (NMLS #2397823), through Pick My Mortgage Rate, may send me marketing and promotional phone calls, text messages, and emails, such as loan program news and market updates, at the number and email I provided. Consent is not a condition of any purchase or loan. Message frequency varies. Msg & data rates may apply. Reply STOP to opt out of texts or HELP for help; use the unsubscribe link to stop emails. See our Privacy Policy and Terms & Conditions.