General/Family Information
Agent: I already have your name, phone number, and email. Would you like to add a personal email as well?
Income
Transition: Let's talk about what your income will look like in retirement
The national average we need to save for retirement is 15-20% of our salary into retirement based accounts. You are already doing the mandatory into the state pension, so most try to save 10% into their voluntary savings to fill that needed amount. (DO THE MATH of 10% times their salary now divided by 12 months).
How close can you get to that if not already doing so?
Assets
Second 403(b)
401(k) Account
Second 401(k)
IRA Account
Second IRA
Roth IRA Account
Second Roth IRA
Brokerage Account
Second Brokerage Account
Other Accounts
Savings
Debt
Transition: Now that we know what is coming in, let's talk about what is going out...
Credit Cards
Student Loans
Other
Insurance
Transition: Finally, the last piece of the retirement circle, financially speaking paint me a picture of what would happen if you didn’t come home from work or your spouse didn’t come back home from work today?
Term Policies
Whole Life Policies
Variable/Other Life Policies
Goals for Our Next Meeting