Privacy Policy

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Last Updated: January 2026

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At Everpoint Financial, we take your privacy seriously. This Privacy Policy describes how we collect, use, and protect your personal and financial information when you use our website and services, including credit analysis, credit repair, and personal or business funding consulting.

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1. Information We Collect

We collect information that identifies, relates to, or could reasonably be linked with you ("Personal Information"). This includes:

  • Identifiers: Name, alias, postal address, unique personal identifier, email address, and phone number.

  • Financial Information: Social Security Number (SSN), credit reports, payment history, bank statements, and tax returns required for credit analysis and funding eligibility.

  • Consent Information: Records of your opt-in for SMS and email communications.

2. How We Use Your Information

We use the collected information for the following purposes:

  • To provide the credit repair services and financial funding consulting you requested.

  • To evaluate your eligibility for various financial products and business capital.

  • To communicate with you regarding your account, updates, and appointments.

  • To comply with legal obligations and prevent fraudulent activity.

3. Sharing Information with Third Parties (Service Providers)

Everpoint Financial does not sell, rent, or lease your personal information to third parties for marketing purposes. To provide our specialized services, we share your data with:

  • Authorized Service Providers: We share information with trusted partners who provide technical infrastructure, such as our CRM (StarPoint) and credit dispute software (Credit Repair Cloud).

  • Lenders and Financial Partners: To assist you in obtaining personal or business funding, we may share relevant financial data with authorized lenders or financial institutions only with your prior consent.

  • Credit Bureaus: Information is shared with credit reporting agencies (Equifax, Experian, TransUnion) as part of the credit dispute process.

  • Legal Requirements: We may disclose information if required by law or in response to valid requests by public authorities.

4. SMS and Communication Consent

By providing your phone number and checking the consent boxes on our forms, you authorize Everpoint Financial and its authorized service providers to send you transactional and/or promotional messages.

  • You may opt-out at any time by replying "STOP".

  • No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

5. Data Security

We implement administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, use, or disclosure. This includes encrypted data transmission (SSL) and restricted access to sensitive financial data.

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6. Your Rights and Choices

Depending on your state of residence, you may have the right to request access to the personal information we hold about you, request the correction or deletion of your information, or opt-out of specific data-sharing practices.

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7. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

Everpoint Financial

Phone: 1 (954) 352-1111

Email: [email protected]