These Terms of Service ("Terms") constitute a legally binding agreement between you and Ezra Masters LLC, doing business as Healing-Capital ("Company," "we," "us," or "our"), concerning your access to and use of the Healing-Capital.com website and services.
By accessing our website or engaging our services, you agree to be bound by these Terms. If you disagree with any part of these Terms, you may not access our services.
Business Information:
Legal Name: Ezra Masters LLC d/b/a Healing-Capital
Address: 17350 State Hwy 249 Ste 220-15766, Houston, TX 77064
State of Registration: Texas
Healing-Capital provides the following services:
A. Credit Consultation Services
Credit report analysis and review
Credit improvement strategy consultation
Financial education and guidance
Dispute letter preparation assistance
B. Business Funding Consultation
Business funding strategy consultation
Lender matching and introduction services
Application preparation assistance
Financial planning guidance
C. Educational Resources & Community
Access to educational materials
Community membership and support
Ongoing coaching and guidance
A. No Guaranteed Results
We do not guarantee specific outcomes, credit score improvements, or funding approval. Results vary based on individual circumstances, credit history, lender requirements, and factors outside our control.
B. Educational Nature
Our services are primarily educational and consultative. We provide information, strategies, and guidance - you retain full responsibility for implementing recommendations and making financial decisions.
C. Not Legal or Financial Advice
Our services do not constitute legal advice, financial advice, or professional credit repair as defined by the Credit Repair Organizations Act (CROA). We recommend consulting licensed attorneys, CPAs, or financial advisors for specific legal or financial matters.
D. Partnership Disclosure
We may work with third-party partners for credit repair processing and business funding services. Details of these partnerships will be disclosed during the consultation process. [NOTE: Update this section once you confirm partner licensing]
A. Service Fees
Current pricing:
Credit Repair Consultation: Starting at $595
Comprehensive Credit Services: Up to $3,500
Business Funding Consultation: Commission-based (disclosed during consultation)
Community Membership: $297/month or $2,000 for 6 months
B. Payment Terms
Payment is due prior to service delivery unless alternative arrangements are made in writing
All fees are non-refundable once services commence, except as required by law
We accept major credit cards and electronic payments through our authorized payment processor
C. Refund Policy
Due to the nature of our services (consultation, education, and strategic guidance), all sales are final. Refunds may be provided at our sole discretion within 3 business days of purchase if no services have been rendered.
You agree to:
A. Provide accurate, complete, and current information B. Respond to requests for information or documentation in a timely manner C. Review all materials and communications we provide D. Comply with all applicable laws and regulations E. Implement recommended strategies at your own discretion and risk F. Maintain confidentiality of any login credentials or account access
You may not:
Use our services for any illegal purpose or to violate any laws
Provide false, misleading, or fraudulent information
Attempt to access systems or data without authorization
Engage in any conduct that restricts or inhibits use by others
Reproduce, duplicate, or exploit our proprietary content without permission
All content, materials, trademarks, and intellectual property on our website and in our services remain the exclusive property of Ezra Masters LLC. You may not reproduce, distribute, or create derivative works without express written permission.
A. Disclaimer of Warranties
OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
B. Limitation of Damages
TO THE MAXIMUM EXTENT PERMITTED BY LAW, EZRA MASTERS LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.
C. Maximum Liability
OUR TOTAL LIABILITY TO YOU FOR ANY CLAIMS ARISING FROM OR RELATED TO THESE TERMS OR OUR SERVICES SHALL NOT EXCEED THE AMOUNT YOU PAID TO US IN THE 12 MONTHS PRECEDING THE CLAIM.
You agree to indemnify, defend, and hold harmless Ezra Masters LLC, its officers, employees, and agents from any claims, damages, losses, liabilities, and expenses (including attorney fees) arising from:
Your use of our services
Your violation of these Terms
Your violation of any rights of another party
Any false or misleading information you provide
A. By You
You may terminate services at any time by providing written notice. Fees already paid are non-refundable.
B. By Us
We may terminate or suspend your access immediately, without prior notice, for:
Violation of these Terms
Fraudulent or illegal activity
Non-payment of fees
Any reason at our sole discretion
A. Governing Law
These Terms are governed by the laws of the State of Texas, without regard to conflict of law principles.
B. Arbitration
Any dispute arising from these Terms shall be resolved through binding arbitration in Houston, Texas, under the rules of the American Arbitration Association. You waive your right to participate in class action lawsuits.
C. Exceptions
Either party may seek injunctive relief in court for intellectual property violations or other equitable remedies.
We reserve the right to modify these Terms at any time. Changes become effective upon posting to our website. Continued use of our services after changes constitutes acceptance of modified Terms.
If any provision of these Terms is found unenforceable, the remaining provisions remain in full effect.
For questions about these Terms, contact:
Ezra Masters LLC d/b/a Healing-Capital 17350 State Hwy 249 Ste 220-15766 Houston, TX 77064 Email: [email protected] Website: www.Healing-Capital.com