Last Updated: 07/26/2025
Terms of Service – JCUniversity Credit Repair
Welcome to JCUniversity! These Terms of Service ("Terms") govern your use of our credit repair services, website, and communications.
JCUniversity provides personal credit repair, including credit analysis, dispute services, and financial education. All services are subject to availability and may change at any time.
You may enroll via phone, website, or in person. Services may be one-time or ongoing (monthly).
You may cancel with written notice at any time. Payments for work already completed are non-refundable.
Missed or late-cancelled consultations (less than 24 hours) may incur a fee.
Pricing is available on our website or over the phone and may change without notice. Payment is due upfront or per agreement.
We accept major credit/debit cards and secure payment platforms.
Chargebacks or failed payments may result in service termination.
While we aim to help improve your credit, results are not guaranteed. Outcomes depend on your credit history and cooperation.
JCUniversity is not responsible for decisions made by lenders, bureaus, or other institutions.
You agree to:
Provide complete and accurate information
Follow all provided instructions
Not use our services for fraud or illegal activity
Failure to comply may result in termination of services without refund.
All JCUniversity logos, training, website content, and documents are protected by copyright. You may not reuse or modify any materials without permission.
By opting into JCUniversity text messages, you agree to receive updates, credit progress alerts, appointment reminders, and promotions.
To unsubscribe, reply “STOP.” You’ll get a confirmation and no further messages. For help, reply “HELP” or contact us:
Email: [email protected]
Phone: +1 816-477-1463
Note:
Message/data rates may apply
Message frequency may vary
Carriers are not responsible for message delays or delivery failures
Please see our [Privacy Policy] for more on how we use your data.
We may update these Terms anytime. Continued use of our services means you accept the current version.
These Terms are governed by the laws of the State of Florida.