Q1. If the market dropped 20–30% this year… would your retirement plan take a hit?

Yes

No

Not Sure

Losses

Q2. Is your retirement income plan based on withdrawing a fixed percentage (like 4%) each year?

Yes

No

Not Sure

4% Rule

Q3. Do you rely on ‘average returns’ to estimate your future income?

Yes

No

Not Sure

Avg Returns

Q4. Do you know exactly how much you’re paying in total fees each year?

Yes

No

Not Sure

Fees Leak

Q5. Have you experienced losses that took years just to recover from?

Yes

No

Not Sure

Fees Leak

Q6. Do you expect your taxes to be higher in retirement than they are today?

Yes

No

Not Sure

Fees Leak

Q7. Do you have a plan specifically designed to outpace inflation over time?

Yes

No

Not Sure

Fees Leak

Q8. Would a market downturn early in retirement impact how long your money lasts?

Yes

No

Not Sure

SORR

Q9. Are you 100% certain your income will last as long as you live?

Yes

No

Not Sure

Out of Time

Q10. Do all parts of your financial plan work together as one coordinated strategy?

Yes

No

Not Sure

Strategy

Q11. Have you delayed making changes because you weren’t sure what to do next?

Yes

No

Not Sure

Procrastination

What else about your Retirement is keeping you up at night?