How clear are you on the age you want paid work to become optional?
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I have chosen a specific age and know whether it is before or after pension access age
I have chosen a specific age, but have not thought about pension access age
I assume it will be around State Pension age
I have never really decided
How clear are you on the annual income you would want to spend in retirement?
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I have a specific after-tax annual income target
I have a rough after-tax annual income target
I have a rough lifestyle in mind, but no income number
I have no idea
Think money available to spend each year after tax - not gross salary.
How was your current pension contribution amount decided?
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It is based on a retirement calculation
I chose an amount above the minimum
I contribute the default amount or enough to receive the employer match
I do not know how much is going in
Have you checked whether your current pension contributions are enough to reach your retirement target?
Yes, using a retirement calculation or projection
I have estimated it, but not calculated it properly
No, but I contribute more than the minimum
No, I have never checked
How clear are you on how your pension is invested?
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I understand what I own and why it matches my goal
I have reviewed the funds, but I am not fully confident
I am invested in the default fund and have not reviewed it
I do not know how my pension is invested
How confident are you that your pension is growing at the rate your retirement plan requires?
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Very confident because my pension investments match the growth I expect
Fairly confident because it has been growing
I assume the market will grow enough
I have no idea
Which statement feels most accurate right now?
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I know what Iām aiming for and feel confident Iām on track
I have a plan, but there are still a few things I need to check
I have started thinking about it, but Iām not sure whether Iām on track
I do not currently have a clear retirement plan