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Does your teen understand the difference between needs and wants? 

Yes

No

Can they explain how a basic budget works? 

Yes

No

Do they regularly save a portion of money they receive? 

Yes

No

Do they think before making purchases instead of impulse spending? 

Yes

No

Do they understand how quickly money can run out? 

Yes

No

Could they manage a weekly or monthly spending plan? 

Yes

No

Do they understand the value of earning money vs. being given money? 

Yes

No

Have they ever set a financial goal and worked toward it? 

Yes

No

Do they understand basic banking (checking, savings, debit cards)? 

Yes

No

Could they make smart decisions if they received their first paycheck? 

Yes

No