Has your broker sat down with you and explained exactly why your X-Mod is high — and what it's adding to your premium? *

Yes

No

Do you know the actual dollar amount your X-Mod is costing you this policy year? *

Yes

No

Have you been shown alternative Workers' Comp options designed to reduce the impact of your X-Mod — potentially saving you thousands, even hundreds of thousands? *

Yes

No

Do you get a quarterly review of your open claims and reserves — the numbers driving your X-Mod up? *

Yes

No

Do you have a documented loss prevention and claims management program in place? *

Yes

No