What is your approximate credit score?
Lenders use your credit score to decide if you qualify for a mortgage and what interest rate you’ll get. A higher score usually means better terms.

How much do you currently have saved for a down payment and closing costs?
Your savings show how prepared you are for upfront costs. More savings = smoother process and less stress.

How long have you been at your current job (or in your field if recently changed employers)?
Lenders want to see stability. Longer tenure or consistent field experience strengthens your mortgage approval odds.

What percentage of your gross monthly income goes to debt (car, student loans, credit cards, etc.)?
Your debt affects how much mortgage you can comfortably afford. Lower debt = more flexibility and better loan options.

Do you know your "comfort number" — the monthly mortgage payment you can afford while still living well?
Knowing your comfort number prevents overextending yourself and keeps homeownership enjoyable.

When do you ideally want to be in your new home?
Your timeline shapes your strategy, loan planning, and how fast you’ll need to act.

How clear are you on where in Houston you want to buy?
Knowing your target areas helps focus your search and budget, saving time and energy.

How confident do you feel about making a home purchase decision right now?
Confidence affects how comfortably and quickly you can act. Lower confidence points to areas where extra support will help.