First Name
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Last Name
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Email
*
Phone
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Investment Governance & Fiduciary Oversight
Has our investment lineup been formally reviewed and documented within the last 12 months?
Yes
No
Unsure
Have underperforming funds been identified, documented, and addressed?
Yes
No
Unsure
Are Target Date Funds monitored for ongoing suitability, not just performance?
Yes
No
Unsure
Do we receive written, defensible investment recommendations from our advisor?
Yes
No
Unsure
Has our advisor formally accepted 3(38) fiduciary responsibility in writing?
Yes
No
Unsure
Do we maintain an Investment Committee that meets at least semi-annually?
Yes
No
Unsure
Have committee members acknowledged their fiduciary role in writing?
Yes
No
Unsure
Fees & Investment Structure
Can we clearly explain all-in plan costs, including advisor, recordkeeper, and fund fees?
Yes
No
Unsure
Have plan fees been benchmarked within the last 12 months?
Yes
No
Unsure
Do we have recent documentation proving fees are reasonable?
Yes
No
Unsure
Have share classes been reviewed and updated for cost efficiency?
Yes
No
Unsure
Are we consistently using the lowest available share class for each investment?
Yes
No
Unsure
Are all revenue-sharing dollars credited back to participants?
Yes
No
Unsure
Do participants have access to ETFs, not just mutual funds?
Yes
No
Unsure
Compliance, Documentation & Risk Management
Do we maintain written fiduciary processes we could defend in an audit?
Yes
No
Unsure
Is our Form 5500 reviewed for accuracy before filing?
Yes
No
Unsure
Are eligibility, loans, and distributions consistently monitored and documented?
Yes
No
Unsure
Are payroll and recordkeeper systems actively reconciled, not just assumed aligned?
Yes
No
Unsure
Would we feel confident defending our plan in a DOL or IRS audit today?
Yes
No
Unsure
Do we consistently pass non-discrimination testing without corrective actions?
Yes
No
Unsure
Have Highly Compensated Employees avoided refund checks?
Yes
No
Unsure
Employee Engagement & Participant Outcomes
Do employees receive structured education beyond enrollment?
Yes
No
Unsure
Do employees have ongoing access to 1:1 retirement guidance?
Yes
No
Unsure
Are newly eligible employees actively enrolled, not left to opt in on their own?
Yes
No
Unsure
Do employees receive retirement workshops at least twice per year?
Yes
No
Unsure
Is plan participation above 75%?
Yes
No
Unsure
Is the average employee deferral rate above 7%?
Yes
No
Unsure
Do employees understand how much they need to save to retire comfortably?
Yes
No
Unsure
Do we regularly review plan demographics to assess overall plan health?
Yes
No
Unsure
Workforce Inclusion & Accessibility
Are retirement education and resources accessible to Hispanic employees?
Yes
No
Unsure
Is our recordkeeper platform available in Spanish?
Yes
No
Unsure
Are non-English-speaking employees actively participating in the plan?
Yes
No
Unsure