Household Net Income – Monthly Costs & Income

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Rent / Mortgage

How much do you pay each month to keep a cosy roof over your head? (Whether it’s rent, a mortgage, or just paying off your castle — we won’t judge!) *

Council Tax

How much do you give the local council each month to collect your bins, fix potholes (eventually), and keep the streetlights glowing? *

Gas

How much do you pay each month to keep the radiators warm and the showers steamy? (Aka your gas bill!) *

Electric

And what’s the damage for keeping the lights on, the kettle boiling, and Netflix streaming? (Your monthly electricity cost!) *

Water

How much are you shelling out to stay squeaky clean and keep the dishes from stacking up? (That’s your water bill!) *

Internet

How much do you pay each month to keep the Wi-Fi flowing — whether it's for Zoom calls, scrolling, or streaming your fifth ‘one last episode’? *

Home Phone

Still rocking a home phone? If so, how much are you paying for it each month (even if it only rings when your mum calls)?

Mobile Phone(s)

How much do you spend each month on mobile phones — yours, the family’s, or that one kid who needed unlimited data? *

Life Insurance

How much do you pay each month to make sure your loved ones are covered — just in case you get hit by a meteor or something equally cheerful? *

Home Insurance

What’s your monthly spend on home insurance — for peace of mind if the roof leaks, the pipes burst, or the toaster decides it’s had enough? *

Pet Insurance

Got a furry friend? How much do you pay each month to cover vet bills, chewed socks, and their suspicious taste in snacks? *

Appliance Insurance

How much are you paying to protect your fridge, washer, or that moody dishwasher that only works when it feels like it? *

Other Insurance

Any other monthly insurance costs? (Dental plans, gadgets, bikes, hoverboards... pop them in here!) *

Car Finance or Leasing

How much do you pay each month to drive your pride and joy — whether it's on finance, lease, or just a glorified subscription to that new car smell? *

Fuel & Travel Costs

How much do you spend each month getting from A to B — whether you’re fuelling up the car, catching the train, or riding the bus like a public transport pro? *

Car Insurance

How much are you handing over each month to keep your car insured — just in case someone mistakes your bumper for a parking sensor? *

Car Maintenance

How much do you put aside each month to keep your car happy — from oil changes to those surprise repairs that make your wallet cry? *

Road Tax

How much do you pay each month (or set aside) for road tax — that yearly fee for the privilege of dodging potholes? *

Breakdown / Recovery Cover

Got cover for those days when your car decides it just... can’t? How much do you pay each month for breakdown or recovery? *

Loan Repayments

Got any loans you’re paying off each month — personal, car, sofa that seemed like a good idea at the time? Pop the total monthly repayment here! *

Credit Card Payments

How much do you usually pay towards your credit cards each month? (We’re not judging your online shopping habits — promise!) *

Entertainment at Home

How much do you spend each month keeping the household entertained — think Netflix, Spotify, Disney+, or anything else that helps you avoid talking to each other? *

Childcare & School Costs

How much do you spend each month on childcare, school fees, uniforms, clubs — basically, the cost of raising tiny humans who think money grows on trees? *

Kids’ Activities

How much do you spend each month keeping the kids busy and brilliant — football, dance, drama, swimming, karate… or all of the above? *

Kids’ Clothing

And how much goes on clothing those ever-growing mini humans — from school shoes to the jacket they swore they didn’t lose? *

Child Maintenance

Do you pay child maintenance each month? If so, how much do you contribute to support your little legends when they’re not with you? *

Healthcare

How much do you spend each month keeping everyone fighting fit — prescriptions, dentist visits, glasses, or that private physio who works magic on your dodgy back? *

Pensions

Do you pay into a pension each month (other than groaning every time someone says the word ‘retirement’)? If so, how much do you squirrel away? *

Savings

Are you putting anything aside each month for a rainy day, a big goal, or just because adulting told you to? How much do you usually save? *

Groceries

Roughly how much do you spend on groceries each month? We know it can vary — some weeks it’s essentials, other weeks it’s snacks, treats, and six types of hummus you didn’t know you needed. *

Clothing and Grooming

How much do you spend each month keeping yourself (and any other grown-ups in the house) looking sharp, comfy, or somewhere in between? (Yes, gym wear totally counts — even if it’s just for the school run.) *

Holidays

Roughly how much do you put aside (or pay monthly) for holidays — whether it’s beach getaways, cosy UK breaks, or just escaping the group chat for a while? (If it varies, give your best yearly guess divided by 12.) *

Monthly Income

And if you’re happy to share — roughly how much do you and your partner bring in each month, after tax? (Just so we can see the full picture — totally fine to skip this one if you’d rather keep it private!)

Benefits or Support Income

Are you receiving any regular income from benefits, tax credits, or child maintenance? (Things like Universal Credit, Child Benefit, or anything that helps top things up.) If you’re comfortable sharing, how much do you receive each month in total? *