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Disclaimer #1

I certify that I have obtained consent from the prospective borrower to run a "soft" credit check. To check the rates and terms the applicant may qualify for, we will conduct a soft credit pull that will not affect the prospective borrower’s credit score. However, if the prospective borrower continues and completes an application, we will request their full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect the prospective borrower’s credit.

Disclaimer #2

I certify that I have obtained consent from the prospective borrower for Forward Lending, Inc. d/b/a Method to perform a soft credit pull and to act on the prospective borrower's behalf to access their liability account data from their financial institutions or their service providers, and to share that data with us.