I give Flite Financial consent to run a "SOFT" credit check for the purpose of an application for a home equity line of credit or home equity loan. Flite Financial will conduct a soft credit pull that will NOT affect my credit score. However, UPON APPROVAL of the loan, if I intend to proceed further by accepting the offer, I will request a full credit report from one or more consumer reporting agencies, which will be considered a hard credit pull and may affect the my credit.