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For co-borrowers
Step 1 - Create a profile to start your application.

First, let's Identify your applicant. what are the details of the initial borrower

First Name

Last Name

Phone *

Your Personal Information = 1 of 5

Co-borrower First Name

Co-borrower Middle Name

Co Borrower Last Name

Co Borrower Phone *

Co Borrower Email

Co-borrower Date of Birth

Co-Borrower - What is your work status? Are you a Citizen, permanent resident, non-permanent or non-resident?

Co-Borrower Marital Status

Your Rental/house details = 2 of 5

Co-Borrower - Are you renting right now or do you own a house

Co-borrower Current Rent /Mortgage Payment

Co-Borrower - For the house you are buying, how much would you say a comfortable month Mortgage Payment would be for you? What is the maximum you can go?

Co-borrower address

Co-borrower City

Co-borrower state

Co-borrower postal code

Co-Borrower how long have you been in this address ?

Co-borrower Would your mailing address be the same as your current?

Yes

No [enter address]

Co-borrower Mailing address - [If not the same as current address]

Co-borrower Previous house street address (If current is less than 24 months/2 years)

Co-borrower Previous city

Co-borrower Previous house State

Co-borrower Previous Zip code

Co-borrower Previous Country

Now your Employment History = 4 of 5

Co- Borrower - How much do you get paid per hour? *

Co-Borrower - Do you work over time *

Yes

Co-borrower - How long have you been doing over time?

Co-borrower Current Employment Company Name

Co-borrower Current Work Position

Co-borrower Current Employment HR Name

Co-borrower Current Employment HR Number

Co-borrower Current Employment HR Email

Co-Borrower - How long have you been in this role?

Co-Borrower - When did you start working there?

Co-borrower Current Employment work Address

Co-borrower Previous Employment Company Name if current is less than 24 months

Co-borrower Previous Employment Work Position

Co-borrower Previous Employment HR Name

Co-borrower Previous Employment HR Number

Co-borrower Previous Employment HR Email

Co-borrower Previous Employment Start Date

Co-borrower Previous Employment Time in Line at Work

Co-borrower Previous Employment Work Address

Now your Insurance Agent = 5 of 5

Co-borrower Do you have an Insurance agent you work with or would you like for us to use the home insurance team we work with?

I have my agent (get details)

I dont have my agent (skip details)

Co-Borrower - Insurance Agent name [if they have. if not, skip to the next]

Co-borrower Insurance Agent Number

Co-borrower Insurance Agent Email

Co-Borrower - Once Done With The Application, and we have received the documents needed. we will need to run your credit. Can we proceed to do so ? *

Yes

Co-borrower Date of consent to run credit

Now Let's have you order your credit report from all through XACTUS. Please Take a picture of the below instruction.

Click Submit to apply your Credit Report at the bottom right of this page
On the new page Click APPLY ONLINE to apply for the credit report.
Fill the form
Pay for the report
Click Submit.