Your debt will prevent you from getting approved!

Your debt will prevent you from getting approved! Consider getting a consolidation loan like: Best Egg, Happy Money or Sofi to lower your utilization. A new account and inquiry will hurt less than having high utilization. Consider getting a loan to lower your utilization, a new account will hurt you less than high utilization!

Unfortunately, your credit score is not there just yet!

Your score is currently too low. You most likely have some negative items in your profile that you need to remove with credit repair, use the link below to apply for credit repair. If you are not already working with someone you can apply to let us get your credit fixed!

Unfortunately, your credit profile is not strong enough!

Unfortunately, your credit profile is not strong enough! It seems like you donโ€™t have many revolving accounts in your profile, normally you get approved for 3x the amounts you have in the personal side. Therefore consider requesting a credit line increase in your current cards, and applying for new personal cards. Let those age at least 6 months before applying for business credit cards. Consider purchasing our Personal Credit Building Course!

Even though they may not know the exact number, they use this rating system as guidance:
Briefly describe your business, what do you do and how long have you been in business?

I didn't even ask you your name!