Let's Start with how to reach you

This is all we need to open your file. Nothing is pulled and no credit is affected by applying.

Turn on your report access

We work all three bureaus at once, so we need to see all three reports — not just the score your bank app shows you. Sign up through the link below and your report comes through to us automatically. There's a $1 trial charge, and that's the only thing you'll pay before your call.

 Why this step comes before the call. With your report already in front of us, your strategy call starts on your   actual accounts instead of guesswork. That's the difference between a real plan and a sales pitch.

$1 covers a 7-day trial. It renews monthly after that unless you cancel — the exact price is shown on the enrollment page before you confirm anything.

Opens in a new tab. Come back to this page when you're done — your answers are still here.
Use the same name and email you entered on this application so your report matches your file. We never ask for your password. Signing up through this link is the only access we need.

Pick your 15 minutes

Free, no obligation, and you'll leave it knowing what's actually blocking your approvals and how long it takes to clear.