I agree to terms & conditions provided by the company. By providing my phone number, I agree to receive text messages from the business.

Consent To Search

By clicking this box I attest that all of the information entered is true and correct to the best of my knowledge. I also give my permission to Stock ACA, National License #s National License , National License #s Michael Ramos (NPN#2434578), Tina Ramos, (NPN# 8212819) and its agents to represent me and my household (if applicable), as my healthcare agent/broker and to process my application with the information provided. This includes searching any existing and/or duplicate plans, relaying and updating documents requested by CMS on my behalf, and protecting and keeping my personal identifying information (PII) safe and secure. I understand I may revoke or modify this permission at any time by contacting my agents at NsureAll Solutions has the authority to search for and add existing Healthcare.gov customers to our Account.

Terms Of Consent & Enrollment

I give my permission to NsureAll Solutions 

1. Search for an existing Marketplace application 

2. Completing an application for eligibility and enrollment in a marketplace Qualified Health Plan or government insurance affordability programs, such as Medicaid and CHIP or advance tax credits to help pay for Marketplace Premiums or enrollment in off-exchange insurance products as applicable. 

3. Providing ongoing account maintenance and enrollment assistance, as necessary; or 

4.Responding to inquiries from the Marketplace regarding my Marketplace application. I understand that NsureAll Solutions and/or their staff will NOT share my personally identifiable information (PII), and they will ensure that my PII is kept private and safe when collecting, storing, and using my information for the state purposes above. I confirm that the information I provide for entry on my marketplace eligibility and enrollment application will be true to the best of my knowledge. 

I understand that my consent remains in effect until I revoke it, and I may revoke or modify my coverage at any time. I understand that requests must be made in writing, either by sending the request via email. 

By submitting my information I attest that all of the information entered is true and correct to the best of my knowledge. I also give my permission to NsureAll Solutions, National License , National License #s Michael Ramos (NPN#2434578), Tina Ramos, (NPN# 8212819)  and its agents to represent me and my household (if applicable), as my healthcare agent/broker and to process my application with the information provided. This includes searching any existing and/or duplicate plans, relaying and updating documents requested by CMS on my behalf, and protecting and keeping my personal identifying information (PII) safe and secure. I understand I may revoke or modify this permission at any time by contacting my agent, Michael Ramos and/or Tina Ramos, at any time. 

ACA Disclosures 

To make it easier to determine my eligibility for help paying for coverage in future years, I agree to allow the Marketplace to use my income data, including information from tax returns, for the next 5 years. The Marketplace will send me a notice, let me make any changes, and I can opt out at any time. I understand that I’m not eligible for a premium tax credit if I’m found eligible for other qualifying health coverage, like Medicaid, Children's Health Insurance Program (CHIP), or a job-based health plan. I also understand that if I become eligible for other qualifying health coverage, I must contact the Marketplace to end my Marketplace coverage and premium tax credit. If I don’t, the person who files taxes in my household may need to pay back my premium tax credit. 

I understand that because the premium tax credit will be paid on my behalf to reduce the cost of health coverage for myself and/or my dependents: 

• I must file a federal income tax return for the 2026 tax year. 

• If I’m married at the end of 2026, I must file a joint income tax return with my spouse. I also expect that: 

• No one else will be able to claim me as a dependent on their 2026 federal income tax return. 

• I’ll claim a personal exemption deduction on my 2026 federal income tax return for any individual listed on this application as my dependent who is enrolled in coverage through this Marketplace, and whose premium for coverage is paid in whole or in part by advance payments of the premium tax credit. If any of the above changes: 

• I understand that it may impact my ability to get the premium tax credit. 

• I also understand that when I file my 2026 federal income tax return, the Internal Revenue Service (IRS) will compare the income on my tax return with the income on my application. I understand that if the income on my tax return is lower than the amount of income on my application, I may be eligible to get an additional premium tax credit amount. On the other hand, if the income on my tax return is higher than the amount of income on my application, I may owe additional federal income tax. I know that I must tell the program I’ll be enrolled in if information I listed on this application changes. I know I can make changes in my Marketplace account or by calling the Marketplace Call Center at 1-800-318-2596 (TTY: 1- 855-889-4325). 

I know a change in my information could affect eligibility for member(s) of my household. I understand that in order to revoke consent from NsureAll Solutions to represent me within the marketplace as my agent of record I must give NsureAll Solutions 30 days written notice of the fact. 

If anyone on your application is enrolled in Marketplace coverage and is also found to have Medicare coverage, the Marketplace will automatically end their Marketplace plan coverage. They will get a notice before Marketplace terminates their coverage in case they need to keep it or make changes. During all the months of overlapping coverage, they're responsible for paying the full cost for the Marketplace plan premium and covered services.

I’m signing this application under penalty of perjury, which means I’ve provided true answers to all of the questions to the best of my knowledge. I know I may be subject to penalties under federal law if I intentionally provide false information. 

I also authorize NsureAll Solutions to make changes, updates,give more insurance agency permission to search, permission to contact me, and permission to reenroll me in a 2026 and 2027 Marketplace plan, giving NsureAll Solutions and its agents consent to be my Agent of Record.