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Welcome To:

The Contractor Checklist

Legal Tips Master Class

What Every Homeowner Should Know About Contractors

(A Five-Part Homeowner Education Series)

Building Smart, Building Safe, and Staying in Control

Purpose of This Lesson:


To help homeowners understand how to select, verify, and collaborate with their contractor legally and confidently.


Your contractor is not just a builder — they are the team leader responsible for your project’s quality, safety, and success.

By mastering these fundamentals, you’ll learn how to protect your investment, avoid disputes, and create a smooth, transparent working relationship.

Before You Hire

Learn It:


Choosing a contractor is the most important legal and financial decision of your project. A licensed, insured, and bonded contractor protects you from risk and ensures accountability.

Log It:


☑️ Verify their license, bond, and insurance with your state’s labor department (e.g., WA L&I Verify Tool).


☑️ Review at least three references and inspect recent work if possible.


☑️ Confirm they are registered with L&I and have no outstanding complaints.


☑️ Save verification screenshots in your Digital Home Manual → Contractor Verification Folder.

💡 Tip: If they hesitate to provide license info or insurance proof — that’s your first red flag.*

Building a Legally Solid Contract

Learn It:


Your contract defines the scope, cost, and protection of your build. Every clause matters — it’s your legal backbone when things go wrong.

Log It:


☑️ Ensure your contract includes:
 • Detailed scope of work and payment schedule
 • Start and completion dates
 • Change order process (in writing only)
 • Warranty terms for labor and materials


☑️ Upload your signed contract to your Digital Home Manual → Legal Documents Folder.


☑️ Keep an editable Word version for tracking changes.

Pro Tip: The Contractor Checklist includes editable templates for standard contracts and change order forms.*

Financial Protection

Learn It:


Construction payments are your largest exposure point. Paying too much too early can endanger your project and your legal leverage.

Log It:


☑️ Never pay for work not completed.


☑️ Request lien waivers with each progress payment.


☑️ Save every invoice, receipt, and proof of payment in your Accounting Folder.


☑️ Verify your contractor is paying subcontractors promptly (this protects your property from liens).

Tip: Use a dedicated “Project Bank Account” or escrow service for secure, trackable payments.*

Communication & Accountability

Learn It:


Most construction disputes stem from unclear communication. Establish a professional system early — it’s your defense against confusion or cost overruns.

Log It:


☑️ Keep all written communication (emails, texts, change orders) in your Project Manager Folder.


☑️ Record all meeting notes and decisions in your Detail Page.


☑️ Hold weekly check-ins with your contractor to review progress, costs, and open items.

Tip: Keep everything in writing — even verbal agreements should be summarized in an email.*

Using The Contractor Checklist Tools

Learn It:


During Consultations The Contractor Checklist streamlines homeowner protection through ready-made templates and systems:

  • Editable Contract Templates

  • Lien Release Forms

  • Communication Logs

  • Payment Tracking Sheets

Log It:


☑️ Download the relevant templates and store them in your Digital Home Manual → Legal & Contractor Folder.


☑️ Update them weekly as your build progresses.


☑️ Highlight any unresolved issues or pending approvals in yellow until finalized.

Thank you for completing this Session!

Key Takeaway

Your contractor is your most important partner — but your legal preparation is your greatest protection.

By verifying credentials, signing clear contracts, tracking payments, and documenting every step, you transform your home build into a structured, professional, and stress-free experience.

Smart homeowners don’t just hire a contractor — they manage one with clarity, respect, and confidence.

What is in the Master Class?

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