What's Your Money Script?

Welcome to the Klontz Money Script Inventory - II (KMSI-II)

Money Scripts® are the unconscious beliefs we hold about money. These are beliefs that are rooted in our childhood that ultimately shape our financial health.

The Klontz Money Script Inventory (KMSI-II) was designed to assess those money beliefs. The KMSI-II has been researched extensively and has been found to be associated with income, net worth, credit card debt, financial behaviors, and other important aspects of financial health.

For many people, discovering and exploring their Money Scripts® is an important step toward increasing their income, net worth, and improving their financial health.

Let's get started!

IMPORTANT

To get the most value from this test you must avoid falling prey to “social desirability.” This is the psychological impulse that tells us that we must show our best selves.

You will get the most value from the KMSI-II if you read each statement and go with your first impulse; even if you know that it may put you in a bad light.

Do your best to go with your first impulse as you answer because that is likely the best reflection of what is happening in your subconscious and what is driving your actual financial behaviors.

Please confirm your contact information to begin the assessment.

First Name *

Last Name *

Email *

Please indicate how strongly you agree or disagree with the following statements:

I do not deserve a lot of money when others have less than me. *

Things would get better if I had more money. *

Most poor people do not deserve to have money. *

You should not tell others how much money you have or make. *

Please indicate how strongly you agree or disagree with the following statements:

Rich people are greedy. *

More money will make you happier. *

You can have love or money, but not both. *

It is wrong to ask others how much money they have or make. *

Please indicate how strongly you agree or disagree with the following statements:

People get rich by taking advantage of others. *

It is hard to be poor and happy. *

I will not buy something unless it is new (e.g. car, house). *

Money should be saved not spent. *

Please indicate how strongly you agree or disagree with the following statements:

I do not deserve money. *

You can never have enough money. *

Poor people are lazy. *

It is important to save for a rainy day. *

Please indicate how strongly you agree or disagree with the following statements:

Good people should not care about money. *

Money is power. *

Money is what gives life meaning. *

People should work for their money and not be given financial handouts. *

Please indicate how strongly you agree or disagree with the following statements:

It is hard to be rich and be a good person. *

Money would solve all my problems. *

Your self-worth equals your net worth. *

I would be a nervous wreck if I did not have money saved for an emergency. *

Please indicate how strongly you agree or disagree with the following statements:

Most rich people do not deserve their money. *

Money buys freedom. *

People are only as successful as the amount of money they earn.

You should always look for the best deal before buying something, even if it takes more time. *

Please indicate how strongly you agree or disagree with the following statements:

The less money you have, the better life is. *

It is extravagant to spend money on oneself. *

Money corrupts people. *

Being rich means you no longer fit in with old friends and family. *

Click submit to get your Money Scripts report.

The information on this report is not intended to diagnose, treat, cure, or prevent any mental health condition. This profile arises from a self-report questionnaire and must be interpreted by a qualified professional in light of corroborating evidence gained from feedback and taking into account other relevant data. Always seek the advice of a qualified healthcare provider with any questions you may have regarding a mental health condition.