Enroll Below In $0 - Low-Cost Health Insurance Plans
Low-Income
Self-Employed
You must have a qualifying event to be approved (you get to choose one later)
Mailing Address - No P.O Box
ONLY SELECT YES IF DEPENDENTS ARE CLAIMED BY YOU ON TAX RETURN.
Dependents social security is only required if you want them to be covered. You can type: I can provide it later to my agent if you do not have it present
Projected income for this year
By clicking "Submit" or providing your information, you agree to the following terms, authorizations, and disclosures. This form is designed to comply with all applicable CMS, ACA, TCPA, FCC, HIPAA, and carrier regulations, and may serve as your official acknowledgment and signature for enrollment in a qualified health plan.
🔐 LEGAL ACKNOWLEDGMENTS & CONSENTS
1. Accuracy of Information
I confirm that all information I provided, including personal, household, and income data, is accurate and truthful to the best of my knowledge. I understand this information is required to determine eligibility for coverage and applicable subsidies.
2. Appointment of Agent (Back-End Assignment)
I understand that a licensed agent, certified for Marketplace enrollments, may be assigned to my case based on availability, state licensing, and plan suitability. This agent may assist with:
Enrollment
Policy changes
Claims and servicing
Plan upgrades or renewals
This appointment remains valid for 12 months and renews annually unless revoked in writing.
3. Health Sherpa / Enrollment Platform Use
I acknowledge that the enrollment may be processed using a CMS-approved Enhanced Direct Enrollment (EDE) platform such as HealthSherpa, and may use a licensed NPN on record to finalize my application.
4. HIPAA & PHI Authorization
I authorize the agent or platform to access, transmit, and store my protected health information (PHI) as needed to:
Determine plan eligibility
Process applications
Service my policy
I understand this is compliant with HIPAA and may be revoked at any time by written request.
5. Communication Consent (TCPA Compliance)
I provide express written consent to be contacted by phone, text (SMS), email, or prerecorded/AI-assisted calls by:
Licensed agents
Their partners and affiliates
Enrollment platforms acting on their behalf
I understand message/data rates may apply, and I may revoke consent at any time by replying “STOP” to texts or requesting removal by email/phone.
6. AI & Automated Communication Consent
I agree to receive communications via AI-based systems or virtual assistants to provide updates, reminders, and enrollment assistance. I may opt out anytime.
7. Purpose of Contact
Contact may relate to:
Health plan eligibility and enrollment
Policy changes, reminders, and renewals
Special Enrollment Period (SEP) notices
CMS compliance notifications
Related insurance products (e.g., dental, vision, life, or supplemental)
8. No Purchase Required
My consent is not a condition of purchase. I may explore health plan options without any obligation.
9. Agent Visibility & Privacy
While I may not see agent names or credentials on the survey or website front-end, all assigned agents are licensed and compliant with CMS, ACA, and state insurance regulations. Their contact info may be disclosed upon request.
10. CMS Marketplace Requirements
I understand CMS requires that agents obtain consent before submitting an application. I confirm I have reviewed or will review my application prior to submission and agree to retain records for at least 10 years per CMS guidance.
11. Plan Renewal & Upgrade Consent
I authorize automatic re-enrollment in my current plan and give permission to upgrade to a more suitable plan if available—based on my updated eligibility and benefits, as determined by the assigned agent.
12. Data Privacy & Record Retention
All information submitted will be securely stored and retained for at least 10 years in accordance with CMS, TCPA, and HIPAA guidelines. Information is not sold or shared beyond the purpose of providing insurance services.
13. Transparency & No Misleading Claims
I acknowledge that I have not been misled by any deceptive marketing, and that the terms, benefits, and process were explained truthfully. Any incentive or reward card offered was presented clearly and separately from plan benefits.
📣 Final Disclosure
This is a privately-owned website and is not affiliated with or endorsed by any government agency, including Healthcare.gov or CMS. Submitting this form does not enroll you in a health plan but allows a licensed agent to contact you and assist with your enrollment based on state and federal guidelines