SECTION 1 — YOUR INFORMATION
First Name
*
Last Name
*
Email
*
Phone
*
SECTION 2 — QUALIFICATION REQUIREMENTS
What is your current credit score?
*
Excellent: 800-850
Very good: 740-799
Good: 670-739
Fair: 580-669
Poor: 300-579
Do you currently have personal credit cards that have been OPEN for at least a few months?
*
Yes
No
How many open personal credit cards do you have?
*
Is the COMBINED limit across your personal credit cards $10,000 or more?
*
Yes
No
What is your total combined credit limit?
*
Are you free of ANY collections on your credit report (no open or unpaid collections)?
*
Yes
No
Are you free of ANY charge-offs on your credit report?
*
Yes
No
Are you free of ANY bankruptcy on your record (no past or current bankruptcy)?
*
Yes
No
Is your overall credit utilization UNDER 20%? (Utilization = total balances divided by total credit limits)
*
Yes
No
Do you have 6 OR FEWER hard inquiries on EACH bureau?
*
Yes
No
Are you free of ANY late payments?
*
Yes
No
If you DO have late payments, are they ALL at least 2-3 years old?
Yes
No
SECTION 3 — FINAL CONFIRMATION
How soon are you looking to get funded?
*
Immediately
Within 30 days
Just exploring
What do you plan to use the funding for?
*